Program Details
West Central Minnesota Communities Action, Inc.
Foreclosure Avoidance Counseling
Information and assistance to help you to keep your house if you are having trouble paying the mortgage. This agency provides free Housing and Urban Development (HUD)-approved counseling.
Description
Foreclosure avoidance counseling provides information and assistance to help you avoid foreclosing on your mortgage and losing your home. This non-profit agency has been approved by Housing and Urban Development (HUD) to offer the service. HUD foreclosure avoidance counseling is free-of-charge.
The counseling session(s) will help you determine if you are eligible for a loan adjustment, or if you can refinance your mortgage to reduce monthly payments. If you are eligible, the counselor will work with you to prepare an intake package (paperwork) for your mortgage servicer.
Features
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Area Served by County
- Douglas County
- Grant County
- Pope County
- Stevens County
- Traverse County
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Organization Type
- Community Action Partnership
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Payment
- Free / no cost to everyone
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Specialization
- Family
- People with low income
Eligibility
Clay, Douglas, Grant, Pope, Stevens, Traverse and Wilkin counties
Application Instructions
Contact the main office for application and program information.
Fee
Free
Location
411 Industrial Park Blvd, Elbow Lake, MN, 56531
Area Served
Services are primarily focused on Douglas, Grant, Otter Tail, Pope, and Stevens counties.
Individual programs may serve counties outside this area.
Phone Numbers
- Primary Contact for this program: 218-685-4486 x7063
- Main: 218-685-4486
- Toll Free: 800-492-4805
Websites
Other Services at this Location
- Community Action Agency Provides programs and services that help individuals and families with low incomes.
- Emergency Shelter Provides a temporary place to stay for people that do not have housing
- Energy Assistance Program Helps renters and homeowners pay their home heating bills and may also assist homeowners to fix or replace their broken furnace
- Family Homeless Prevention and Assistance Program (FHPAP) Short-term help for low-income families, youth and single adults who are homeless or are about to become homeless
- Help Paying for Basic Needs Short term help for basic needs like food, shelter and transportation
- Minnesota Urban and Rural Homesteading (MURL) Minnesota Urban and Rural Homestead Program (MURL) is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means.
- Rehabilitation Loans - Small Cities Housing No-interest loans for owner-occupied housing repair projects
- Transportation - Ready Ride Program that provides rides for people in the community
- Weatherization Assistance Program Helps low-income homeowners and renters to reduce energy costs
Last Update
9/27/2024