Program Details
United States Department of Agriculture (USDA) Rural Development
Help Paying for Basic Needs - Home Loan Program for Rural Homeowners
Short term help for basic needs like food, shelter and transportation
Description
Offers cash or other short term aid to people in a crisis that is affecting their access to basic needs
Emergency assistance can vary based upon eligibility and available funds.
Additional Information
The Single Family Housing Direct Home Loans Program assists low- and very-low-income rural homeowners to purchase decent housing. The program is also called the Section 502 Direct Loan Program.
Payment assistance is a type of subsidy that helps to reduce mortgage payments for a short time.
Loan funds may be used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.
Features
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Area Served by County
- Anoka County
- Benton County
- Carver County
- Chisago County
- Hennepin County
- Isanti County
- Kanabec County
- McLeod County
- Mille Lacs County
- Nicollet County
- Pine County
- Ramsey County
- Sherburne County
- Sibley County
- Stearns County
- Washington County
- Wright County
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Specialization
- People with low income
Eligibility
A number of factors determine eligibility, including:
- Adjusted gross income at or below low-income limit for your area
- Willingness and ability to repay loan
More detailed eligibility guidelines are available online.
Application Instructions
Applications for this program are accepted through your local Rural Development office
Location
110 Buchanan St N, Cambridge, MN, 55008
Area Served
Anoka, Benton, Carver, Chisago, Hennepin, Isanti, Kanabec, McLeod, Mille Lacs, Nicollet, Pine, Ramsey, Sherburne, Sibley, Stearns, Washington and Wright counties
Phone Numbers
- Primary Contact for this program: 763-689-3354
Websites
- Help Paying for Basic Needs - Home Loan Program for Rural Homeowners
- United States Department of Agriculture (USDA) Rural Development
Other Locations
- Minnesota State Office 375 Jackson St, St. Paul, MN, 55101
- Baxter Service Center 7118 Clearwater Rd, Baxter, MN, 56425
- Faribault Service Center 1810 30th St NW, Faribault, MN, 55021
- Willmar Service Center 1005 High Ave, Willmar, MN, 56201
- Alexandria Service Center 900 Robert St, Alexandria, MN, 56308
- Austin Service Center 1408 21st Ave NW, Austin, MN, 55912
- Virginia Service Center 1202 8th St S, Virginia, MN, 55792
- Marshall Service Center 1424 E College Dr, Marshall, MN, 56258
- Detroit Lakes Service Center 809 8th St SE, Detroit Lakes, MN, 56501
- Bemidji Service Center 3217 Bemidji Ave N, Bemidji, MN, 56601
- Worthington Service Center 1567 McMillan St N, Worthington, MN, 56187
- Thief River Falls Service Center 201 Sherwood Ave S, Thief River Falls, MN, 56701
Last Update
9/3/2024