Southwestern Minnesota Opportunity Council

Home Repair Financial Assistance

Loans to eligible homeowners to increase the accessibility of their house or make needed fixes

Description

Loan program to homeowners for routine home maintenance, emergency repairs, or accessibility improvements.

Participants must meet income and other eligibility requirements.

Additional Information

The Rehabilitation Loan/Emergency and Accessibility Loan Programs assist low income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency or accessibility of their homes.

Minnesota Housing Finance Agency (MHFA) loans may be used for basic and necessary improvements that make the home more livable and energy efficient.

The Emergency and Accessibility Loan Program is available for home improvements addressing emergency conditions of the home or accessibility needs for a disabled household resident, subject to prior approval by Minnesota Housing.

Funds from the Loan Program may be used to make your home more livable, accessible and energy efficient

Persons with a disability may use a loan for:

• Ramp or mechanical lift
• Widened doorways
• Bathroom fixtures and layout
• Kitchen and laundry modifications
• Wheel-in shower stalls

Features

• Area Served by County
  • Murray County
  • Nobles County
  • Pipestone County
  • Rock County

• Organization Type
  • Community Action Partnership

• Specialization
  • People with low income

Eligibility

Serves residents of Murray, Nobles, Pipestone, and Rock Counties.

All applicants must apply for the Energy Assistance Program (EAP) prior to applying for this Home Repair Loan Program.

Complete eligibility information for the Minnesota Housing Rehabilitation Loan Program is available online.