Program Details

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Community Action Partnership of Ramsey & Washington Counties

Car Ownership Program

Helps employed people purchase a car through a low interest loan

Description

Helps working people purchase cars through a loan program

Community Action provides a low interest loan up to $6,000 for people to purchase a car and guide them through the car buying process.

Features

  • Area Served by County
    • Ramsey County
    • Washington County
  • Organization Type
    • Community Action Partnership
  • Specialization
    • People with low income

Eligibility

Applications are limited to people who do not qualify for a car loan at a reasonable interest rate due to a lack of credit history, limited income, or short employment history.

Applicants must meet the following requirements to be eligible:

  • Live in Ramsey or Washington County
  • Have a continuous work history of 6+ months at a minimum of 20 hours per week
  • Provide recent documentation of monthly income
  • Have a valid Minnesota driver's license
  • Be age 18 or older
  • Provide proof of full coverage insurance prior to loan closing
  • Household income is at or below 200% of the federal poverty guidelines

Application Instructions

Requires an interview process, which involves a credit and budget review.

Location

450 Syndicate St N, Ste 35, St. Paul, MN, 55104

Area Served

Most programs serve Ramsey and Washington counties.  Service area may be dependent on program.

Phone Numbers

  • Primary Contact for this program: 651-603-5880
  • Main: 651-603-5977

Websites

Other Services at this Location

  • Community Action Agency Provides programs and services that help individuals and families with low incomes.
  • Early Head Start Program that serves infants and toddlers under the age of 3, and expectant families. Provides intensive, comprehensive child development and family support services to low-income infants and toddlers and their families and pregnant women
  • Family Homeless Prevention and Assistance Program (FHPAP) Short-term help for low-income families, youth and single adults who are homeless or are about to become homeless
  • Financial Management Education Classes, workshops and information about money management
  • Head Start Program that supports children's growth from ages 3 - 5 through services that support early learning and development, health, and family well-being.
  • Job Training Learn how to do the tasks for a type of job
  • Transitional Housing Time-limited housing and support services for individuals and/or families
  • Weatherization Assistance Program Helps low-income homeowners and renters to reduce energy costs

Last Update

11/22/2024