West Central Minnesota Communities Action, Inc.

Minnesota Urban and Rural Homesteading (MURL)

Minnesota Urban and Rural Homestead Program (MURL) is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means.

Description

Minnesota Urban and Rural Homestead Program (MURL) is a first-time homebuyer program for low- to moderate-income families who are unable to purchase a home through conventional means.

Eligible families must be considered "at risk" for home ownership. Barriers such as past credit problems, lack of a down payment, and low wages are all factors that limit a household's ability to own a home and would be considered "risk factors" for home ownership.

Features

• Area Served by County
  • Douglas County
  • Grant County
  • Pope County
  • Stevens County
  • Traverse County

• Organization Type
  • Community Action Partnership

• Specialization
  • Family
  • People with low income

Eligibility

Eligible homebuyers must meet income guidelines, be first-time homebuyers (a first-time homebuyer includes individuals who owned a home with a spouse or significant other and are separated or divorced, individuals who have not owned a home in the last three years, and individuals who have never owned a home), and be unable to purchase a home through traditional financing. Buyers must pay 25% of their gross monthly income as the monthly house payment. Hazard insurance and property taxes are escrowed and are included in the 25% payment.

Application Instructions

Download, print and mail application from agency website or call with questions