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Community Action Partnership of Ramsey & Washington Counties

Car Ownership Program

Helps employed people purchase a car through a low interest loan

Description

Helps working people purchase cars through a loan program

Community Action provides a low interest loan up to $6,000 for people to purchase a car and guide them through the car buying process.

Features

  • Organization Type
    • Community Action Partnership
  • Specialization
    • People with low income

Eligibility

Applications are limited to people who do not qualify for a car loan at a reasonable interest rate due to a lack of credit history, limited income, or short employment history.

Applicants must meet the following requirements to be eligible:

  • Live in Ramsey or Washington County
  • Have a continuous work history of 6+ months at a minimum of 20 hours per week
  • Provide recent documentation of monthly income
  • Have a valid Minnesota driver's license
  • Be age 18 or older
  • Ability to provide proof of full coverage insurance prior to loan closing
  • Household income is at or below 200% of the federal poverty guidelines

Application Instructions

Requires an interview process, which involves a credit and budget review.

Location

450 Syndicate St N, Ste 35, St. Paul, MN, 55104

Area Served

Ramsey and Washington counties

Phone Numbers

  • Primary Contact for this program: 651-603-5880
  • Main: 651-645-6445

Websites

Other Services at this Location

  • Community Action Agency Provides programs and services that help individuals and families with low incomes.
  • Early Head Start Home visiting or center-based services and programs for low-income families with infants and toddlers that support child development, parenting skills and self-sufficiency
  • Family Homeless Prevention and Assistance Program (FHPAP) Short-term help for low-income families, youth and single adults who are homeless or are about to become homeless
  • Financial Management Education Classes, workshops and information about money management
  • Head Start Services and programs that prepare low-income families with preschool children (ages 3 - 5) for their transition to public school kindergarten and to support child development, parenting skills and self-sufficiency
  • Job Training Learn how to do the tasks for a type of job
  • Transitional Housing Time-limited housing and support services for individuals and/or families
  • Weatherization Assistance Program Helps low-income homeowners and renters to reduce energy costs

Last Update

5/11/2023